- Rosedale, Auckland, New Zealand 0632
- enquiries@baileysinsurance.co.nz
- 0800-898585
New Zealand waters offer endless adventure, from tranquil lakes to rugged coastlines. However, they also come with unique challenges that require the right protection. At Baileys Insurance, our marine insurance is created to safeguard every type of vessel, whether you own a nimble tinny, a family boat, or a luxurious yacht.
Our comprehensive policies cover accidental damage, theft, and more, giving you the confidence to explore without worry. With flexible options tailored to your boating lifestyle, you can choose the cover that suits your needs. Sail, cruise and fish with peace of mind, knowing Baileys Insurance has you protected.
Stay protected and stay on course.
*Unfortunately, we are unable to quote for your boat if it is aged 50 years or older. We are also unable to quote if you are currently insured with Nautical Insurance, Vero Marine or if your boat is registered outside NZ.
Our marine insurance policy offers comprehensive protection for your boat and its essential components. Below is an overview of the key areas of cover provided by our policy:
We cover loss or damage caused by accidents, including physical damage incurred during collisions, groundings, or other unexpected incidents. This insurance protection applies if your boat was seaworthy at the beginning of a voyage.
Your vessel is protected against theft and vandalism. If your boat or its critical components are stolen or suffer malicious damage, our policy ensures that you are covered.
In the event of an accidental discharge or leakage of oil, diesel, or other harmful substances, our insurance policy covers reasonable clean-up costs. This benefit helps manage pollution hazards and minimise environmental impact.
If your boat is declared a total or constructive total loss, our policy covers the reasonable expenses associated with recovering or removing the wreck. This support helps reduce the financial burden following a major incident.
Our policy provides robust legal liability cover that protects you against claims arising from accidental injury or damage caused by your boat to other people or their property. This cover extends to incidents involving a substitute vessel when you operate one under the required conditions.
Limited personal accident cover is included for you and other insured individuals. Should you sustain an injury while aboard your boat, this insurance benefit assists with covering associated medical expenses and related costs.
We also provide cover for fixtures, fittings, and additional gear installed on your boat. Essential equipment, including navigational aids and safety devices, is covered against accidental loss or damage during use or transit.
Optional extensions are available to further customise your cover. These additional benefits may include protection for competitive yacht racing risks, extra cover for fishing or diving equipment, and protection for floating moorings, dry docks, or air berths. These options help ensure that your policy meets your unique needs.
Our independent approach and experience in the New Zealand market sets us apart. We have access to a broad network of A‑rated insurers, which means we can tailor a policy that best suits your own individual needs. With decades of experience in the marine industry, our knowledgeable brokers understand the intricacies of New Zealand and its coastal and inland waterways. We work only for you, so you benefit from competitive premiums, customised insurance policies, and seamless claims support whenever you need it.
Our boat insurance is at the heart of our marine offerings, providing robust cover for every voyage. With specialised options for different vessel types, you can choose a plan that aligns with your lifestyle and the specific risks that your boat faces. Below, we outline some further information of our options that cater to your diverse boating needs.
For boat owners who transport their vessels on trailers, our boat trailer insurance offers tailored protection both on land and at sea. This cover includes:
Our comprehensive insurance ensures that every stage of your journey is covered, so you can transport and launch your vessel with confidence.
Moored boats face a distinct set of risks when docked or anchored. Our marine insurance policy is designed to protect your vessel while it rests at its berth. Key features include:
By addressing the specific risks of stationary boat ownership, our moored insurance ensures that your vessel remains secure and well-protected, even when you’re not on board.
For high-value vessels, our yacht insurance delivers a level of cover that meets the demands of premium yacht ownership. Our policies include:
Our yacht insurance is designed to deliver comprehensive and flexible cover, giving you the confidence to enjoy your voyages without worry about unforeseen expenses.
Choosing the right marine insurance is crucial to ensure you’re adequately protected. Here’s why Baileys Insurance is the ideal partner for Kiwi boat owners:
Independent Advice
We are not tied to any single insurer. This independence lets us offer unbiased advice to you and select the best policy options for your unique circumstances.
Local Expertise
With decades of experience in the New Zealand marine market, our team understands the local conditions and regulatory environment, ensuring that your cover is both relevant and comprehensive.
Customised Solutions
From small boats to luxury yachts, our policies are tailored to meet a wide range of needs. Our flexible options ensure that you pay only for the cover you require.
Competitive Premiums
Our broad network of A‑rated insurers allows us to secure competitive rates without compromising on coverage quality.
Efficient Claims Service
In the event of an accident, our in‑house claims handling ensures that your claim is processed quickly and efficiently, minimising disruption to your boating adventures.
Beyond our core boat insurance, Baileys Insurance offers additional marine cover options for business insurance coverage designed to protect your vessel in every scenario.
The hull is the heart of your vessel. Our marine hull insurance focuses on protecting your boat’s structure from physical damage caused by collisions, grounding, or severe weather. With options for agreed value cover, you receive a payout based on the pre-determined value of your hull in the event of a total or constructive total loss, preserving your investment.
Accidents on the water can lead to unintended damage to other vessels or marina facilities. Our marine liability insurance covers the legal expenses and compensation costs if you are found liable for damage or injury caused by your vessel. This essential cover helps protect your finances and reputation, providing a robust safety net for your maritime activities.
Protect your vessel with marine insurance from Baileys Insurance and navigate New Zealand’s waters with confidence. Request your free, no‑obligation online quote today and discover how our comprehensive cover can safeguard your investment.
Contact us on 0800 898585 or complete our online form to start your journey with our assistance and unparalleled local support.
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