Reliable Commercial Vehicle Insurance
Baileys Insurance offers comprehensive commercial vehicle insurance, ensuring that business owners who rely on commercial vehicles for smooth operations are fully protected. Whether you need extensive coverage for your fleet or are searching for the best commercial vehicle insurance, Baileys Insurance is here to meet all your needs.
We deliver customised insurance policies for both commercial vehicles and personal cars, focusing on fitting your budget and coverage requirements. With our expert team guiding you through the process, you can confidently protect your assets and travel with security.
With our trusted panel of Insurers, we ensure that you get the most competitive premium and excess terms available at each renewal. If needed, we will even complete a full “re-market” of your insurance program to guarantee you get the best deal possible. We aim to ensure you receive the optimal insurance coverage at the most favorable price.
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Baileys Insurance offers comprehensive commercial vehicle insurance, ensuring that business owners who rely on commercial vehicles for smooth operations are fully protected. Whether you need extensive coverage for your fleet or are searching for the best commercial vehicle insurance, Baileys Insurance is here to meet all your needs.
We deliver customised insurance policies for both commercial vehicles and personal cars, focusing on fitting your budget and coverage requirements. With our expert team guiding you through the process, you can confidently protect your assets and travel with security.
With our trusted panel of Insurers, we ensure that you get the most competitive premium and excess terms available at each renewal. If needed, we will even complete a full "re-market" of your insurance program to guarantee you get the best deal possible. We aim to ensure you receive the optimal insurance coverage at the most favorable price.
CONTACT US NOWMake Your Life Easy With Car Insurance
Recognizing the crucial role that vehicles play in both personal mobility and business operations, Baileys Insurance offers comprehensive car insurance policies tailored for business owners. Our coverage provides robust protection against a wide range of incidents.
What sets Baileys Insurance apart in the car insurance market is our commitment to carefully selecting trusted insurers. Our rigorous selection process ensures that we collaborate only with companies that share our values of excellence, trust, and reliability. As a result, we offer commercial insurance NZ policies from trusted insurers like Smith & Smith and IBANZ.
By leveraging our strong relationships with these reputable insurers, we are able to negotiate the most competitive premium and excess terms for our clients. From guiding you through selecting the right policy to assist you in the unfortunate event of a claim, our expert team stands by your side every step.
What Does Our Commercial Vehicle Insurance Cover?
Our commercial vehicle insurance policy provides comprehensive coverage for various vehicles, such as cars, vans, trucks, and trailers. Our approach is independent, not limited to one policy or company. We pick the best coverage from our trusted insurers with an "A" or better financial strength rating, focusing on your situation.
Below are the key areas that our commercial vehicle insurance covers:
Accidents and Collision
Our insurance also covers damages caused by accidents, whether they're minor fender benders or major collisions. This includes damages to your vehicle and any third-party property involved in the accident. Our team will work with you to get your commercial vehicle back on the road as soon as possible.
Third-Party Liability
In case of an accident where you are held responsible, our policy covers any legal liabilities for third-party damages or bodily injuries. This coverage protects you against expensive legal fees and potential lawsuits.
Fire and Theft
We understand that commercial vehicles are vital for business operations. Losing them due to fire or theft can be devastating. Our insurance policy covers any damage or loss caused by these situations, providing you with the financial assistance needed to replace or repair your vehicle.
Windscreen Claims
Whether the damage is a windscreen crack, side glass, or any other window, our policy covers the cost of repairs or replacements. With Smith & Smith as our preferred supplier, we ensure that your vehicle's windows are repaired or replaced to the highest standards.
Why A Commercial Car Insurance Is Important?
In New Zealand, the unpredictable weather, diverse terrain, and stringent legal requirements make commercial car insurance vital for protecting business assets and ensuring continuity. Here’s some other reasons why getting a vehicle insurance can help you.
Reduced Downtime
Commercial car insurance in New Zealand often includes options for replacement vehicles while your own is being repaired. This benefit is crucial for maintaining service continuity, especially for businesses that rely heavily on transportation.
Customizable Coverage
Insurance policies can be tailored to the specific needs of your business, whether you're transporting goods across town or carrying equipment to job sites. This flexibility ensures you're only paying for what you need, making it cost-effective.
Enhanced Security
For businesses that transport products, having coverage for goods in transit can mitigate losses from accidents or theft, which is vital for maintaining client trust and business reputation.
Legal Expense Coverage
Commercial vehicle policies often include coverage for legal expenses that might arise from disputes or litigation related to vehicle use in business operations, providing an essential financial buffer.
Tax Benefits
Premiums paid on commercial vehicle insurance can often be claimed as a business expense, potentially lowering your overall tax liability. This financial advantage can be significant, enhancing your business’s profitability.
Improved Business Relationships
Having comprehensive commercial vehicle insurance demonstrates to your clients and partners that you are committed to risk management and professionalism. This reassurance can strengthen business relationships and open up new opportunities within the local market.
Book A MeetingHow Baileys Insurance Can Help?
As a leading insurance broker, we understand the unique risks businesses and individuals face in New Zealand. Before submitting your claim, we will help you understand your car policy coverage and assist you with the necessary documentation. Our priority is to ensure a hassle-free and smooth claims process so you can get back on the road as soon as possible.
You can fill out the MOTOR VEHICLE CLAIM FORM here, download it, or print it out and email it to enquiries@baileysinsurance.co.nz. However, we can also lodge a claim over the phone with your insurer to speed up the process. Call us now at 0800 898585 for quick and easy claim resolutions.
