If you want to have marine adventures in New Zealand, a boat is your ticket to amazing memories and nautical fun. Exploring, fishing and spending quality time with friends and family can all be enhanced if you have a trusty boat. However, as all good boat owners know, having a boat comes with many responsibilities – including investing in trailer boat insurance.
This specialised insurance addresses the unique challenges faced by trailer boat owners and can help give you peace of mind when experiencing boat troubles.
Why Boat Insurance Is A Must For Boat Owners
Some boat owners may wonder if getting insurance is worth the hassle – those who have fortunately never had the need for insurance coverage may not yet understand the important nuances of how boat insurance can help.
Trailer boat insurance, in particular, is specifically designed to cover boats that are being transported by trailer, providing protection for your vessel when it’s being towed or stored. Here are just a few reasons why it’s a smart choice for NZ boat owners:
Comprehensive Coverage For Peace Of Mind. This boat insurance offers a range of coverage options, including physical damage, liability and theft. So, regardless of whether your vessel is damaged in a road accident, stolen from your property or vandalised while in storage, you can know that you’re covered.
Many incidents can cause boats to become damaged when they’re being transported on the road. Popped tyres, engine failures and issues with trailer hitches can all result in damages, accidents and delays during your transportation trip. While you should do your best to prevent these problems from occurring, it’s best to stay safe with a financial safety net via trailer boat insurance.
Personalised Insurance Solutions For Marine Lifestyles. When choosing an insurance policy, it’s very important to choose one that suits your particular needs and lifestyle – which is why experienced insurance brokers, such as us at Baileys Insurance, search for plans that are perfectly ideal for each and every one of our individual clients. Together, we can address the particular challenges faced by trailer boat owners to find suitable and beneficial insurance plans.
Additionally, we will be sure to thoroughly read through the fine print of every insurance policy we consider. This will help you fully know what is and isn’t covered and can prevent misunderstandings in the future.
A Few Tips For Keeping Your Boat Safe On The Road And In Storage
While trailer boat insurance is a very smart idea and does provide essential protection, it’s not the only thing you should invest in as a boat owner. Along with finding the right insurance coverage, make sure you conduct yourself well on the road and on the water so that you and everyone around you stay as safe as possible.
What should you do? Luckily, there are many ways in which you can protect yourself, your boat and others on the road and water.
Properly Secure Your Boat. Before you begin your drive, take extra care to securely fasten your boat to the trailer. Use high-quality materials and products, check that your trailer hitch is correctly attached to your vehicle and perform checks to look for damage. We recommend making this a regular habit, even if your boat, vehicle and trailer seem perfectly fine.
Regular Maintenance. Just like your car and your boat, consider regularly maintaining your trailer so that it stays in good condition. Check the tyres, bearings and so on before every trip. Consider making a checklist of everything to look at before you begin each journey.
Safe Driving Practices. You should always drive safely, and it’s important to recognise that towing a boat requires extra caution on the road. Stay extra cautious, drive at a safe speed, maintain a greater following distance and be mindful of the added length and weight of your vehicle.
Even if you’re an experienced driver, recognise that driving with a trailer has its own challenges, and stay diligent and safe while on the road.
Choose A Secure Storage Location. When not in use, make sure you have a secure place to store your boat. Look for a good storage location that has security features like cameras.
Securing Your Boat’s Safety With Trailer Boat Insurance
You have many responsibilities as a boat owner in NZ, and if you’re looking for an insurance policy that works for you, we at Baileys Insurance are prepared to help. We understand the unique issues faced by NZ boat owners, and we’ll be happy to discuss your options to find a policy that you’re satisfied with. We work with top NZ insurance providers like Vero Insurance NZ Ltd and Ando Insurance Ltd.
If you’d like to learn more, please don’t hesitate to call our team on 0800 898585 or use our contact page.
Baileys Insurance: Stay protected, safe and content with our help.
