Jet Ski Insurance NZ
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Coverage Tailored for Jet Ski Owners
Jet skiing is an exciting way to enjoy the water, but it comes with its own risks. At Baileys Insurance, we offer specialised coverage for jet ski owners in New Zealand. Our policies protect your watercraft and you against unexpected events so that you can ride with confidence.
Our jet ski insurance is designed to address the unique challenges of owning and operating a jet ski. We understand that each owner’s situation is different, which is why our solutions are customised to your specific needs.
*Unfortunately, we are unable to quote for your boat if it is aged 50 years or older. We are also unable to quote if you are currently insured with Nautical Insurance, Vero Marine or if your boat is registered outside NZ.
Comprehensive Physical Damage Cover
Accidents can happen at any time. Our policies protect your jet ski against damage from collisions and unexpected impacts. If you experience an accident on calm waters or during rough weather conditions, our coverage helps manage the repair or replacement costs, so you are not left with a significant financial burden.


Liability Protection for Peace of Mind
Operating a jet ski involves risks not only to your craft but also to others on the water. Our liability coverage protects you from financial losses if you cause damage to another vessel or property. This protection makes sure that if an incident results in injury or property damage, you are supported through our assistance.
Theft and Vandalism Protection
Jet skis are attractive targets for thieves and vandals. Our coverage extends to protect your jet ski in cases of theft or vandalism. Should your jet ski be stolen or suffer malicious damage, our policy covers the repair or replacement costs so you can quickly return to enjoying the water.

Understanding the Inherent Risks of Jet Skiing
While jet skiing offers excitement and adventure, it also presents several risks. Recognising these hazards is key to securing the right cover.
Collisions and Impact Damage
Risky Manoeuvres and Wave Jumping
Impaired Operation
Why Choose Baileys for Marine Insurance Cover
At Baileys Insurance, we simplify the process of securing jet ski insurance through our expertise and independence.
Access to Trusted Insurers
Unlike providers that offer a single policy option, we work with a broad network of A-rated insurers. This independence allows us to select the best option for your jet ski insurance needs, ensuring that you receive unbiased, client-focused advice and competitive rates.
Expert Advice and Ongoing Support
Our team consists of marine insurance specialists who share your passion for the water. With years of experience on New Zealand’s waters, we are uniquely positioned to understand your needs. From the initial online quote to assistance with claims, our dedicated team is committed to providing clear, knowledgeable support at every step.
Competitive Pricing and Efficient Claims Handling
Our extensive market access enables us to find you the most competitive pricing without compromising on coverage quality. In the event of a claim, our streamlined process ensures that your claim is handled quickly and efficiently, minimising downtime and stress.
Contact Baileys For Jet Ski Insurance
Securing the right jet ski insurance is easy with Baileys Insurance.
We believe in transparency. All policy details are clearly explained from the start, so you know exactly what you are receiving. This clarity helps you make an informed decision without any hidden surprises.
If you have any questions or need further guidance, our friendly team is just a phone call away. Contact us on 0800 898585 or fill out our contact form to speak directly with one of our specialists, who will provide expert advice and support tailored to you.
Frequently Asked Questions: Jet Ski Insurance NZ
What does jet ski insurance cover?
Our jet ski insurance covers accidental damage to your watercraft, liability for third-party damage or injuries, and protection against theft and vandalism. It is designed to address the unique risks of operating a jet ski on New Zealand’s waters.
How do I get a quote for jet ski insurance?
You can request a no-obligation quote easily through our online system. Simply provide details about your jet ski and its usage, and our system will generate a customised quote. Alternatively, you can contact our team on 0800 898585 for personalised assistance.
Is jet ski insurance mandatory in New Zealand?
While not legally required for private jet ski owners, having insurance is highly recommended. It offers financial protection against unforeseen accidents and incidents, ensuring that you are not burdened with costly repairs or liability expenses.
What factors affect the cost of jet ski insurance?
Premiums are influenced by several factors, including the age, value, and type of your jet ski, your riding history, and how frequently you use it. A higher excess may also help reduce your premium cost.
How does the claims process work?
Our claims process is designed to be fast and straightforward. In the event of an incident, contact us as soon as possible with all the relevant details and evidence. Our dedicated team will guide you through each step, ensuring your claim is handled efficiently.