Jet Ski Insurance NZ

Coverage Tailored for Jet Ski Owners

Jet skiing is an exciting way to enjoy the water, but it comes with its own risks. At Baileys Insurance, we offer specialised coverage for jet ski owners in New Zealand. Our policies protect your watercraft and you against unexpected events so that you can ride with confidence.

Our jet ski insurance is designed to address the unique challenges of owning and operating a jet ski. We understand that each owner’s situation is different, which is why our solutions are customised to your specific needs.

*Unfortunately, we are unable to quote for your boat if it is aged 50 years or older.  We are also unable to quote if you are currently insured with Nautical Insurance, Vero Marine or if your boat is registered outside NZ.

Comprehensive Physical Damage Cover

Accidents can happen at any time. Our policies protect your jet ski against damage from collisions and unexpected impacts. If you experience an accident on calm waters or during rough weather conditions, our coverage helps manage the repair or replacement costs, so you are not left with a significant financial burden.

New Zealand jet ski on the water with insurance coverage
JetSki Insurace Coverage and Plans

Liability Protection for Peace of Mind

Operating a jet ski involves risks not only to your craft but also to others on the water. Our liability coverage protects you from financial losses if you cause damage to another vessel or property. This protection makes sure that if an incident results in injury or property damage, you are supported through our assistance.

Theft and Vandalism Protection

Jet skis are attractive targets for thieves and vandals. Our coverage extends to protect your jet ski in cases of theft or vandalism. Should your jet ski be stolen or suffer malicious damage, our policy covers the repair or replacement costs so you can quickly return to enjoying the water.

A boat at sea representing marine insurance NZ coverage

While jet skiing offers excitement and adventure, it also presents several risks. Recognising these hazards is key to securing the right cover.

Collisions and Impact Damage

High speeds on the water increase the risk of collisions with other watercraft, docks, or shoreline obstacles. Such impacts can result in extensive damage not only to your jet ski but also to surrounding property. Our insurance policies help cover these repair costs and reduce the financial impact of such accidents.

Risky Manoeuvres and Wave Jumping

The adrenaline rush from wave jumping or executing sharp turns can lead to loss of control. These manoeuvres may cause serious damage to your jet ski and may even result in injury. Our coverages are designed to manage the costs associated with accidental damage resulting from high-risk activities, allowing you to focus on enjoying your ride safely.

Impaired Operation

Operating a jet ski under impaired conditions increases the risk of accidents dramatically. Our policies reinforce the importance of safe riding practices by ensuring that you have the support you need if an incident does occur. This layer of protection is vital for maintaining safety for both you and fellow water users.

At Baileys Insurance, we simplify the process of securing jet ski insurance through our expertise and independence.

Access to Trusted Insurers

Unlike providers that offer a single policy option, we work with a broad network of A-rated insurers. This independence allows us to select the best option for your jet ski insurance needs, ensuring that you receive unbiased, client-focused advice and competitive rates.

Expert Advice and Ongoing Support

Our team consists of marine insurance specialists who share your passion for the water. With years of experience on New Zealand’s waters, we are uniquely positioned to understand your needs. From the initial online quote to assistance with claims, our dedicated team is committed to providing clear, knowledgeable support at every step.

Competitive Pricing and Efficient Claims Handling

Our extensive market access enables us to find you the most competitive pricing without compromising on coverage quality. In the event of a claim, our streamlined process ensures that your claim is handled quickly and efficiently, minimising downtime and stress.

Contact Baileys For Jet Ski Insurance

Securing the right jet ski insurance is easy with Baileys Insurance. 

We believe in transparency. All policy details are clearly explained from the start, so you know exactly what you are receiving. This clarity helps you make an informed decision without any hidden surprises.

If you have any questions or need further guidance, our friendly team is just a phone call away. Contact us on 0800 898585 or fill out our contact form to speak directly with one of our specialists, who will provide expert advice and support tailored to you.

Our jet ski insurance covers accidental damage to your watercraft, liability for third-party damage or injuries, and protection against theft and vandalism. It is designed to address the unique risks of operating a jet ski on New Zealand’s waters.

You can request a no-obligation quote easily through our online system. Simply provide details about your jet ski and its usage, and our system will generate a customised quote. Alternatively, you can contact our team on 0800 898585 for personalised assistance.

While not legally required for private jet ski owners, having insurance is highly recommended. It offers financial protection against unforeseen accidents and incidents, ensuring that you are not burdened with costly repairs or liability expenses.

Premiums are influenced by several factors, including the age, value, and type of your jet ski, your riding history, and how frequently you use it. A higher excess may also help reduce your premium cost.

Our claims process is designed to be fast and straightforward. In the event of an incident, contact us as soon as possible with all the relevant details and evidence. Our dedicated team will guide you through each step, ensuring your claim is handled efficiently.