Yacht Insurance New Zealand - Boat Insurance For Yachts In NZ
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Coverage Tailored for Yacht Owners
Get the right cover for your yacht with Baileys Insurance. Our boat insurance policies are designed to meet the unique needs of yacht owners, providing comprehensive protection, flexibility, and expert support. Enjoy your adventures with complete peace of mind, knowing your vessel is covered against a wide range of risks. Request an online quote today and sail forward with confidence.
*Unfortunately, we are unable to quote for your boat if it is aged 50 years or older. We are also unable to quote if you are currently insured with Nautical Insurance, Vero Marine or if your boat is registered outside NZ.
How Baileys Simplifies Yacht Insurance In New Zealand
At Baileys Insurance, we pride ourselves on delivering customised and uncomplicated yacht insurance solutions. Our approach is built on expertise, flexibility, and efficient service, ensuring that your cover fits your lifestyle and the unique challenges of the New Zealand maritime environment.
Expert Guidance from Yacht Specialists
Our team comprises of seasoned professionals with extensive experience in marine and yacht insurance. We understand the intricacies of insuring yachts, from classic sailing vessels to modern cruisers and racers. This specialist knowledge allows us to tailor our advice and policies to the exact needs of yacht owners in New Zealand. By recognising the specific risks your yacht may face on both coastal and offshore waters, we help you secure a policy that truly protects your investment.
Streamlined Online Process
We have simplified the process of obtaining yacht insurance. Our simple online quote system is designed to provide you with a competitive, no-obligation quote in just a few minutes. Simply provide some key details about your yacht and its intended use, and our system will generate a customised quote. This efficient process saves you time and ensures you can quickly move forward with securing the cover you need. If you like what you see you can take the policy out and get immediate cover.
Comprehensive Yacht Coverage for Your Peace of Mind
Our yacht insurance policies offer robust cover that addresses the full spectrum of risks associated with yacht ownership. Enjoy the freedom of the open water with the confidence that your vessel is protected from accidental damage, environmental risks, and liability issues.
Hull and Machinery Protection
Your yacht is a significant investment, and our cover is designed to protect it from the unexpected. In the event of sudden accidental loss or damage to your hull and machinery, our policies ensure that repair or replacement costs are managed effectively. This protection extends to damage incurred while your yacht is both afloat and docked, so you can rest assured that your vessel is well safeguarded at all times.


All Risk Boat Coverage and Agreed Fixed Value Options
We offer an all risk policy that covers your yacht’s hull, equipment, and essential gear. For those who prefer certainty in claim settlements, our agreed fixed value option ensures that in the event of a total loss, the predetermined sum insured is reimbursed with no deductions. In addition, our new-for-old feature for partial losses means that some damaged equipment can be replaced with new items, preserving the value and condition of your yacht without financial compromise.
Third Party and Liability Cover
Accidents in and around marina environments can sometimes lead to unintended damage to other vessels or marina infrastructure. Our yacht insurance includes robust third party and liability coverage, protecting you against claims arising from accidental injury or property damage caused by your yacht. This layer of cover is essential in maintaining financial stability and protecting your reputation as a responsible yacht owner.

The Baileys Advantage: Local Support and Efficient Claims Service
In addition to our comprehensive cover options, Baileys Insurance offers exceptional local support and a streamlined claims process designed to make a difference when you need it most.
Local Knowledge and Support
As a proud New Zealand-based insurer, we understand the local boating culture and the challenges posed by our unique maritime conditions. Our team is readily available to offer advice and support tailored to the New Zealand market. This local expertise means that you will receive guidance that is informed by an understanding of regional weather patterns, local marina regulations, and the specific risks encountered on our waters.
Efficient In-House Claims Handling
When an incident occurs, prompt and efficient claim handling is important. At Baileys Insurance, we manage our claims in-house, ensuring that you receive dedicated and proactive support throughout the process. Our experienced staff work closely with you to minimise any disruption, facilitating swift repairs or replacements and getting you back on the water as soon as possible.
Contact Baileys Insurance Today
With Baileys Insurance, you gain access to comprehensive yacht insurance that is flexible, customisable, and backed by decades of expertise. Our commitment to delivering outstanding service, local support, and efficient claims handling ensures that your yacht is well-protected against any eventuality.
If you have questions or need further clarification, our friendly team is just a phone call away. Call us on 0800 898585 or fill out our contact form to speak with one of our specialists, who will provide advice tailored to your specific situation. Our goal is to make boat insurance simple and accessible in NZ so that you can enjoy your time on the water with complete confidence.